Financial planning

Financial planning is often something we mull over but do nothing about. The sooner you plan for your future, the better. Our expert financial advisors aim to take the headache out of financial planning by assessing your individual needs and giving you clearly set-out, impartial advice on a wide range of products. We take the balanced approach to creating and retaining wealth and will ensure that you receive a tailored, long-term financial plan.

We can help you with:

• Savings and investments - tailored advice on how to make the most of your savings, whether for maximum income generation or for capital growth. Not being tied to any one institution means we are truly independent - you benefit from advice based upon analysis of the whole market.
• Estate and tax planning - no-one likes to leave the taxman a legacy on death! The result of the recent long run of house price increases is that many people finish up with a sizeable Inheritance Tax liability when they die. In many cases we are able to substantially reduce the tax bill through a combination of legal and financial measures.
• Retirement planning - in an age of increasing life expectancy, early retirement and decreasing pension returns, we help you plan for a long and happy retirement by a holistic appraisal of your assets to advise you on how they can work best for you. This extends to guidance on releasing equity tied up in your home should you have a shortfall in income but wish to maintain a desired lifestyle.
• Protection - we help you protect yourself, your family or your business associates from the consequences of death, illness or disability. We’re experts at providing tailored solutions through term assurance, long term care insurance, income protection policies and critical illness plans.

IBB Solicitors are authorised and regulated by the Financial Services Authority.